October 27, 2017

As expected, Canada’s banking watchdog, the Office of the Superintendent of Financial Institutions Canada (OSFI), confirmed October 17 that starting next year, all borrowers – even those who have down payments of 20% or higher and do not require mortgage insurance – wi...

June 9, 2017

  1. TIME FRAME. The agreement should have a time frame if any aspect of your transaction will occur in the future. If you are the party delivering the services or goods, make sure that you are allowing yourself enough time to complete the job. If you are the party rece...

May 10, 2017

Financing your home

You need to meet with your broker or lender to start the mortgage pre-approval process. Bring the following information to the meeting:

  • government-issued photo ID

  • contact information for your employer

  • proof of address

  • proof of incom...

December 8, 2016

When I was a child, every Saturday morning was the same: Wake up early, pile into the minivan with my mom and three siblings and start looking for . . . garage sales! Yes. I was raised by a "garage sale mom."

Because we didn't have a lot of money, we boug...

May 3, 2016

t is normal to harbour fears about making the wrong decision when you're looking at homes to buy. Many first-time home buyers wonder how they will know when they have found the right house. Here are 3 preliminary things you should know about finding the right house:...

April 14, 2016

There are several different reasons a person may have for wanting to take a fantastic, magazine-worthy photograph of their home. A recent remodel or renovation has possibly left you breathlessly impressed with your own creative skill and now it’s time to share the fina...

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